Get Your Credit Score Today!

Really you should check your credit file periodically to see if there are any issues they maybe should not be there, or to enlighten you on things you may have forgot to update.

Genereally though people check their report or credit score whne they get dclined on an application, to find out what the problem could be.

Understand your credit score

Take steps to help improve your rating.

Credit reference agencies

Who are they and what do they do?

free credit report & score

Low Credit Score

Having a poor credit history, may not stop you from getting a much need credit card or lower interest rates.

Is My Score Good?

What's the difference and where do you stand?

Free Forever

You can now get yours for free.

What's does your credit score number mean?

Your credit score is a number that represents your historic and lastest financial conduct. Credit reference agencies keep your data on file each time you apply for credit with a lender.

Your credit file also holds much more than your score, many of your personal details that you would use to apply like your current address and previous known addresses, long with your payment prifile each month

How fast can you raise your credit score?

It will differ for everyone, as depending on your history and personal file what needs to be done.

Here are some pointers that could help
  • Try and keep the balances as low as possible.
  • Don't open a number of cards just for the sake of it.
  • Check your report - See if you are registered at your address.
  • Check your report - See if anybody is financially associated with you that shouldn't be.
  • Check your report - See if there is something on your file that you don't recognise.
  • Pay the bills on time.
Which Companies Offer Free Credit Reports that Include Free Credit Scores?

There are several now, including credit reference agencies and more.

A list of businesses and credit reference agencies where you can get the information.
  • Experian - Credit Score - It's Now 100% Free
  • - Discover your UK credit score - included with your free report
  • Giffgaff Money - Free credit report - free credit score from Giffgaff
  • Clearscore - Free credit scores and free creit reports
  • Noddle - Free for life credit report and credit score
  • Money Saving Expert - Credit report:Check your credit score for free
  • Totally Money - Get your free credit report
  • Creditwise - Your credit score for free by Capital One
  • Equifax - Check your free Equifax report and score
  • Credit Angel - Free sign up - unlimited credit report access
  • Check My File - You'll see more detail - The only credit report that includes data from 4 credit agencies


Are you looking for the latest headlines on credit scores in the UK - go here to see what's happening.

If you need debt help you can read the information at the national debt helpline you can even call them for free debt advice.

Are there other financial products of interest?

There are several areas that you may be wanting to explore if you are struggling with declining credit checks.

Credit Score

A free credit report, enabling you to see your previous recorded issues and either contest or control.

Free Credit Score

Contract Phones

Find out which mobile phones you have a chance of acceptance with, it will save your score if you don't apply blindly

Bad Credit Mobiles
Credit Cards

Looking to get a credit card, who do you, there are many card companies who do you have a chance with?

Credit Cards instant decision